PF&M Online - Your Guide to Property and Casualty Coverages and Concepts

Our PF&M is loaded with information that is comprehensive, easy to use and relevant. Every topic can stand-alone but also provides easy to use cross-reference information to court cases and other relevant articles that enhance the research process.

We monitor industry development and do the research. We analyze program changes, new coverage forms and more. The PF&M provides information covering hundreds of policy forms and their endorsements. In addition to AAIS and ISO forms, independent forms are reviewed.

The commercial lines sections include analysis of property, liability, auto, businessowners, inland marine, ocean marine, equipment breakdown, umbrella, bonds, workers compensation, crime and more AAIS and ISO coverage forms.

The specialty section includes analysis of AAIS, ISO and independent professional and miscellaneous coverages forms. Health care providers, accountants and law enforcement are a few of the professional coverages reviewed. The miscellaneous coverages analyzed include aviation, employment-related practices, wedding event and many others.

The personal lines side of the insurance business has been changing and gaining new complexities so this section contains in-depth information on the mundane as well as the unusual. Our analysis includes extensive articles on AAIS and ISO personal standard and special auto, homeowner, personal inland marine, umbrella, dwelling, and personal liability. Farm and ranch coverage is also included in this section.

The practical aids and tips section includes risk transfer and risk management, terrorism information, national flood coverage analysis, glossaries, interpretation of insurance concepts along with sales letters and a layperson’s guide to wrap ups.

The organization of the material within PF&M is logical and easy to use. It makes look-up and research fast and simple.